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Paying for Drug Rehab: What Are My Options?

Right after deciding to go to rehab and choosing a treatment center that suits you, the next thing you may be thinking of is how to pay for treatment. Paying for drug rehab is unfortunately a big deciding factor for those looking to get sober. But please do not let that deter you from seeking treatment. It is an investment that will benefit you for the rest of your life.

You don’t have to be overly worried about figuring out how to afford rehab because everyone can. What you pay for drug rehab is dependent on the facility and the type of treatment options you go for. For instance, residential or inpatient treatment options cost more than partial hospitalization or outpatient treatment, but you can’t put a price tag on your life. 

Even with all these factors, there is a rehab facility for every income bracket, and better still, there are great payment options available. 

You might experience hindrances to your treatment, but a lack of finances will not be one of them. Keep reading to know how you can pay for rehab and what treatment options you can take advantage of. 

How to Pay for Rehab

Although rehab is affordable for all, how much you’ll need to invest in your treatment would depend on what rehab services you need. 

Also, like we mentioned above, paying for rehab is an investment. As you get better, you’ll find a job and save money, which would have previously been used to fund your addiction. 

There are a few payment options that you could go with, but before you do, make a quick assessment of what you need. Find out what rehab services you need and how much they cost. Next, look at your options. Payment options for rehab include; 

  • Out-of-pocket Pay 
  • Insurance 
  • Loans 

Use Insurance

Almost every health insurance, private or government-owned, covers drug rehab. When looking to utilize insurance, check what health issues your insurance covers, as sometimes drug rehab is under ‘behavioral coverage’. But to be sure, call your insurance company and find out exactly what your insurance covers. 

Here is a list of things to ask about when you call your insurance company: 

  • Will there be any co-payments? If yes; how much will it be? 
  • Does my insurance cover medications, and if it does, what medications are covered? 
  • How many outpatient sessions will my insurance cover? 
  • How many days of inpatient care would my insurance cover? 
  • Are the treatment options limited to some providers? 

If you aren’t certain about how to pay for rehab with insurance, contact the treatment center and ask for guidance. 

Pay Out of Pocket

If you aren’t eligible for insurance packages, paying out of pocket is another option for you. Paying out of pocket for drug rehab may expensive, but you can offset the burden by looking for financing. 

Some rehab centers offer payment plans that are similar to college loans. With this option, you can incorporate the money into your monthly expenses and pay it off with time. 

You can also apply for grants from the treatment center itself or organizations like SAMHSA. If you are paying out of pocket, contact the admissions office and discuss your options. These will vary from facility to facility. 

Seek Financial Assistance

When all things fail, seek help. This could come in the form of loans from family and friends, crowdfunding, and even state assistance. 

Don’t be afraid to take loans; paying for drug rehab might be tough but living with your addiction is far more difficult. 

The battle for help isn’t only on your side; most treatment centers are dedicated to helping you find a way to fund your treatment. 

Reach Out to Hillside Mission Today

At Hillside Mission treatment center, we work with most insurance companies to help individuals find their recovery path. We also offer a wide range of treatment services as well as a serene environment to help patients focus on their healing. Reach out to us today for help with your addiction!